Access to financing remains a major hurdle for many Kenyans. Even individuals with clear goals, viable projects, and good financial records often struggle to raise capital.

As a result, promising ideas stall, businesses fail to expand, and personal ambitions are delayed. Reliable and accessible credit solutions are essential to unlocking economic growth and improving livelihoods.

Award-winning microfinance institution Mwananchi Credit is stepping in to close this financing gap by offering timely and practical loan solutions that help Kenyans turn their dreams into reality.

With over five years of a strong and reputable track record, the company has built trust by providing customer-focused financial services designed for speed, convenience, and flexibility.

One of its standout products is the logbook loan, created specifically for vehicle owners who need quick access to funds without disrupting their daily routines.

Under this arrangement, a customer’s vehicle logbook serves as security, but the client continues using the vehicle throughout the repayment period.

This unique approach ensures borrowers maintain their mobility while accessing immediate liquidity for business or personal needs.

Qualifying for a logbook loan is straightforward. Applicants only need to be at least 18 years old, possess a valid driver’s license, and have comprehensive vehicle insurance.

Mwananchi Credit offers some of the lowest interest rates in the Kenyan market, with approvals processed in less than six hours.

Repayment terms are flexible, ranging from three to 24 months, and clients can access loans of up to KES 25 million.

Importantly, Mwananchi Credit is licensed by the Central Bank of Kenya, giving customers confidence in its credibility and regulatory compliance.

The company also does not require a CRB rating, making financing accessible to a wider range of borrowers.

Beyond logbook loans, Mwananchi Credit provides additional financial products including check-off loans, title deed loans, import financing, and LPO loans.

These diverse options ensure individuals and businesses can find solutions tailored to their unique financial needs.

With flexible terms and a customer-first approach, Mwananchi Credit is helping Kenyans fund their projects and move closer to financial independence.